J Sivarani, D Lashya Kumari, A Jyothsna, S K Mohammed Khaif and I Hithaishi 2026. Reinventing Authentication through User-Centric Two-Factor Security and Personalized Image Verification. International Journal of Human Computations and Intelligence. 5, 3 (Feb. 2026), 756–767. DOI:https://doi.org/10.5281/zenodo.18683037.